From Bengaluru to Millionaire Status: A Young Tech Pro's Inspiring Journey
Tech whiz from Bengaluru hits 1-crore net worth by age 30, recounts journey on Reddit
How about this techie's tale from Bengaluru that'll grab your attention? He's the anonymous Reddit sensation, raking in over Rs 1 crore before turning 30. His candid post has struck a chord with thousands, thanks to its down-to-earth narrative. Let's delve into how he scaled the financial ladders with a Rs 2.4 LPA salary in 2018.
Sparked by Hardship, Ignited by AmbitionThe poster's roots trace back to a low-income family—his dad earned around Rs 7,000–8,000, and his mom around Rs 5,000–7,000 a month. Struggling through college, they relied on family support, but the grit from those hardships fueled his ambition. He credits his private school's education and his local engineering college for setting the foundation.
First Steps on the Career LadderKicking off his career in 2018 with a humble Rs 15,000 monthly salary, he balanced work and frugality, equally loving the ongoing learning. Reminiscing about his PG life, he shares that he managed to save a whopping Rs 2,000 a month.
Turning the Corner in the PandemicCrucial career shifts happened during the pandemic. A Big 4 offer fell through, but new opportunities emerged. One offered a Rs 12 LPA package. "My brain short-circuited," he shared. The tech boom in 2022 took things up a notch— cracking 13 job offers and settling for a product-based firm's Rs 32 LPA package, with total compensation reaching Rs 45–50 LPA.
Maintaining a Minimalist LifestyleDespite the skyrocketing income, he keeps things simple. His cellphone is still the one he bought in 2019, and he wears Rs 250 shoes with premium soles inside— valuing his physical health over brand images.
Smart Money MovesHe invests Rs 71,000 monthly, and his portfolio's grown from Rs 31.6 lakh in 2023 to Rs 1.0077 crore in 2025. He finds the growth therapeutic. His aim: financial independence by 35-40, with early retirement in sight. His parting wisdom? "Be frugal where it matters, indulge where it counts... and stay humble."
Financial Musings, Frequent UpdatesCurious about how he managed his investments? His journey is broken down like this:
- Mutual Funds: This segment boasts a net worth of Rs 39 lakh.
- Employee Stock Ownership Plans (ESOPs): Holdings shoot up to Rs 43 lakh.
- Provident Fund (PF): This slot comprises Rs 9 lakh.
- Other Investments: This covers any additional savings or investments not mentioned specifically.
- The young tech pro from Bengaluru, despite growing up in a low-income family and struggling through college with family support, used the foundation set by his private school's education, local engineering college, and the grit from his hardships to ignite his ambition for finance and career development.
- Reminiscing about his humble beginnings with a Rs 15,000 monthly salary in 2018, the tech pro managed to save a significant Rs 2,000 per month while maintaining a minimalist lifestyle and valuing personal-finance education and self-development.
- seasons of growth, as indicated by his increase from 13 job offers in 2022 to a Rs 32 LPA package with a total compensation reaching Rs 45–50 LPA in just one year.
- The tech pro invests smartly, allocating Rs 71,000 monthly, and his investment portfolio's growth from Rs 31.6 lakh in 2023 to Rs 1.0077 crore in 2025 has been fueled by his Defi, mutual funds, Employee Stock Ownership Plans (ESOPs), and Provident Fund (PF).
- The tech pro, seeking to achieve financial independence by 35-40 with early retirement in sight, advises followers to practice frugality where it matters, indulge where it counts, and maintain humility in their personal and career development journey.
